CREDIT CHECK
Decisions on products like loans & credit cards are based on information about your credit-worthiness, which results in what is called a credit rating. Below you'll find two ways to have a look at your own credit rating and find out how lenders view your credit history, which may help you when you apply.
The Equifax Credit Rating gives you these valuable benefits:
- Instant online access to your Credit Rating and Credit Report
- An explanation of your Credit Rating to help you understand how lenders view your credit history
- Online dispute option if anything in your Report is incorrect
- Specific tips on how to improve your Rating and a comparison of your Rating to the national average
If you're applying for a new credit card or loan, increase your chances of success by checking your credit report first. Lenders may check this information before deciding whether to accept an application, so it's important to make sure everything is up to date and accurate.
You also have the option of writing to the Credit Reference Agency and paying a small fee of £2 to obtain your credit file details. This is not an instant service, although the Credit Reference Agency is obliged to respond within certain time limits.
The Beneficial Finance Homeowner Loan for loans from £5,000 to £75,000.
The overall cost for comparison is
11.9% APR
The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Phone us on 0845 603 4718
